Merica-US™ is much more than an underwriting or rules based system. Merica-US™ is a new business process featuring a web-based point of sale system with valuable, time and expense savings features such as real-time automated underwriting, integrated third party data assessment capability, an underwriter workbench, secure and configurable screens, electronic signature flexibility, electronic audit capability and real time issuance functionality. Merica-US™ is offered as an Application Service Provider front end with flexible linkage to administrative platforms. It can also be configured as a web-services model to integrate directly with carrier’s new business acquisition systems. Reinsurance of Merica-US™ produced business is an integral part of this unique offering.

MERICA-US™ is an entire new business platform, focused on allowing carriers to access the vastly untapped middle market life insurance business. An innovative new business solution, MERICA-US™ redefines delivering life insurance to the middle market.